Invest in Indian Stock Market

You need a demat account to hold shares and a trading account to place orders. Both are opened with a broker registered with SEBI. The process is completed online using your PAN, Aadhaar, and bank details.

Once your account is active and funded, you can buy stocks listed on the NSE or BSE. Shares are credited to your demat account on the next trading day (T+1).

Stock markets in India are regulated by SEBI. Your shares are held in your name with depositories like CDSL or NSDL.

That said, prices can move up or down in the short term. Stocks are generally considered more suitable for long-term investing, typically five years or more.

There is no minimum investment requirement. You can start with the price of a single share.

Most brokers charge an annual maintenance charge (AMC) for demat accounts. INDmoney currently does not charge any AMC. You can check the full fee structure on the pricing page.

Typical charges include:

• Brokerage
• Securities Transaction Tax (STT)
• Exchange charges (NSE/BSE)
• DP charges on delivery sells
• GST
• Stamp duty
• Demat account AMC

Rates for taxes and levies are set by the government and may change. You can check the complete and latest breakdown on the INDmoney pricing page.

Brokerage depends on the segment and order type. Government charges like STT, GST, and exchange fees apply across all brokers.

For exact rates and examples, refer to the INDmoney pricing page.

Delivery trading means you buy shares and hold them in your demat account.

Intraday trading means buying and selling the same stock within the same day. If the position is not closed, the broker will close it automatically.

Intraday trading carries higher short-term risk and may not be suitable for all investors.

Yes, stock prices can fall due to market conditions or company-specific factors. There are no guaranteed returns.

Staying invested for the long term and diversifying across stocks can help manage risk, but losses are still possible.

• Short-term capital gains apply if shares are sold within one year
• Long-term capital gains apply if held for more than one year
• Dividends are taxed as per your income slab

Tax rules can change, so it’s best to check the latest updates from the Income Tax Department.

As defined by SEBI:

• Large cap: top 100 companies
• Mid cap: 101 to 250
• Small cap: 251 and below

Large caps are generally more stable, while mid and small caps can offer higher growth with higher risk.

Yes. All listed shares must be held in electronic form as per SEBI regulations. Your demat account is maintained with a depository like CDSL or NSDL.

Investors usually look at a company’s financials, business model, and growth potential.

If picking individual stocks feels complex, some investors start with index funds or ETFs that track broader markets like the Nifty 50.

Yes. INDstocks Private Limited (formerly INDmoney Private Limited) is registered with the SEBI as a stockbroker and also operates as a depository participant.

• SEBI Registration No.: INZ000305337
• Depository Participant Registration No.: IN-DP-690-2022
• Depository Participant ID (CDSL): 12095500

It is also a trading and clearing member of the NSE (90267, M70042) and BSE (6779), and is authorised to execute trades and manage clearing and settlement on these exchanges under applicable regulations.