PNB Housing Finance Ltd share price logo

Pnb Housing Share Price

NSE: PNBHOUSING

BSE: 540173

Small Cap

Finance Sector

₹791.85

+6.40

(+0.81%)

as on

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Option Chain

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Pnb Housing Stock Performance

as on September 3, 2025 at 4:01 pm IST

  • Day's Low

    Day's High

    ₹785
    ₹795.8
    downward going graph

    0.87%

    Downside

    0.50%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    ₹746.7
    ₹1,202.2
    downward going graph

    5.70%

    Downside

    51.82%

    Upside

    downward going graph

Pnb Housing share price movements today

Previous Close
₹785.45
Open
₹790.00
Volume
13.19L
Upper Circuit
₹863.95
Lower Circuit
₹706.90
Day's Low - High
₹785 - ₹795.8
52 Week Low - High
₹746.7 - ₹1,202.2

Pnb Housing Historical Returns

1 Month Return
+ 0.89 %
3 Month Return
-25.25 %
1 Year Return
-21.67 %
3 Year Return
+ 109.06 %
5 Year Return
+ 172.06 %

Pnb Housing Fundamentals

as on September 3, 2025 at 4:01 pm IST

Market Cap

₹20,457.22 Cr

Return on Equity (ROE)

12.27

PE Ratio (TTM)

10.02

Return on capital employed (ROCE)

9.46

Industry PE ratio

26.09

Beta (LTM)

1.12

P/B Ratio

1.36

Dividend Yield

0.57

PEG Ratio

0.59

Quarterly Earnings Growth YOY

23.26

EPS (TTM)

74.49

Sector

Finance

Book Value

648.76

Technical Analysis

Bearish

View Technical Analysis

Pnb Housing Stock Valuation

as on September 3, 2025 at 4:01 pm IST

Pnb Housing in the last 5 years

  • Overview

  • Trends

Lowest (2.38x)

March 25, 2020

Today (10.02x)

September 2, 2025

Industry (26.09x)

September 2, 2025

Highest (33.92x)

May 2, 2018

LowHigh

Today’s Price to Earnings Ratio: 10.02x

PNB Housing Finance Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Pnb Housing with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
PNB Housing Finance Ltd image
PNB Housing Finance Ltd
BUY20,457.2234.41%0.891,9367,685
Can Fin Homes Ltd image
Can Fin Homes Ltd
BUY10,055.1319.24%0.008573,878
Sammaan Capital Ltd image
Sammaan Capital Ltd
NA11,544.00-6.06%0.861,2148,579
Home First Finance Company India Ltd image
Home First Finance Company India Ltd
BUY12,874.5027.26%0.003821,539
Housing & Urban Development Corporation Ltd image
Housing & Urban Development Corporation Ltd
BUY43,303.1098.85%0.932,70910,344
See all

Analyst Recommendation on Pnb Housing Stock

Based on 12 analysts

BUY

83.33%

Buy

16.67%

Hold

0.00%

Sell

Based on 12 analysts, 83.33% of analysts recommend a 'BUY' rating for Pnb Housing. Average target price of ₹1129.17

Source: S&P Global Market Intelligence

Pnb Housing Share Price Target

Get share price movements and forecasts by analysts on Pnb Housing.

What analysts predicted

43.76%UPSIDE

Target Price

₹1129.17

Current Price

₹791.85

Analyzed by

12 Analysts

High

₹1310

Target

₹1129.17

Low

₹900

Pnb Housing target price ₹1129.17, a slight upside of 43.76% compared to current price of ₹791.85. According to 12 analysts rating.

Source: S&P Global Market Intelligence

Pnb Housing Stock's Interest Amongst Investors

Investment in PNB Housing Finance Ltd Shares on INDmoney has grown by 49.79% over the past 30 days, indicating increased transactional activity.

Time period: to

Change:49.79% versus previous 30 day period

Search interest for PNB Housing Finance Ltd Stock has increased by 171% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:171% versus previous 30 day period

PNB Housing Finance Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Other Income
-0.98
0.01
2.01
0.09
1.65
1.25
4.02
9.02
0.98
1.35
14.93
5.76
Total Income
1,683.43
1,796.52
1,637.72
1,707.72
1,779.4
1,756
1,813.97
1,832.08
1,879.66
1,943.11
2,036.78
2,081.87
Total Expenses (excluding prov and contigencies)
-
124
-
-
168
170
-
-
202
206
-
-
Operating Profit
596.84
634.32
500.06
519.87
563.26
512.45
580.63
555.57
572.97
593.9
660.69
646.4
Depreciation
13.18
12.6
12.63
12.63
11.33
13.05
14.18
13.35
13.85
14.38
14.31
14.7
Profit Before Tax
-77.8
-97.75
-63.22
-99.36
-124.11
-101.86
-120.56
-121.37
-135.05
-132.38
-160.83
-154.42
Tax Paid Total
77.8
97.75
63.22
99.36
124.11
101.86
120.56
121.37
135.05
132.38
160.83
154.42
Total Net profit including share of profit / Loss from associate company
262.63
269.13
279.28
347.32
383
338.44
439.25
432.81
469.68
483.27
550.38
533.5
EPS
15.57
15.95
16.52
13.64
14.76
13.04
16.91
16.66
18.08
18.6
21.18
20.52
Diluted EPS
15.55
15.94
16.51
13.63
14.73
13
16.86
16.61
18.02
18.53
21.1
20.45
Adjusted EPS
12.89
13.21
13.68
13.64
14.76
13.04
16.91
16.66
18.08
18.6
21.18
20.52

PNB Housing Finance Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Other Income
0.63
3.9
7.71
20.16
4.8
2.33
7.01
26.28
Total Income
5,488.69
7,683.22
8,489.55
7,624.08
6,200.73
6,529.66
7,057.09
7,691.63
Total Expenses (excluding prov and contigencies)
-
-
-
-
-
520
671
813
Operating Profit
1,535.26
1,954.71
2,128.23
2,127.94
1,713.71
2,103.63
2,176.21
2,383.13
Depreciation
24.11
31.37
65.85
59.01
53.39
51.44
51.19
55.89
Profit Before Tax
-392.44
-542.87
-164.77
-277.13
-247.48
-314.91
-445.89
-549.63
Tax Paid Total
392.44
542.87
164.77
277.13
247.48
314.91
445.89
549.63
Total Net profit including share of profit / Loss from associate company
842.14
1,191.52
646.24
929.9
836.48
1,046
1,508.01
1,936.14
EPS
50.58
71.19
38.45
55.29
49.64
62.01
58.37
74.52
Diluted EPS
50
70.76
38.41
55.26
49.53
61.95
58.2
74.25
Adjusted EPS
41.88
58.94
31.83
45.78
41.1
51.34
58.37
74.52
Capital Adequacy Ratio
16.69
13.98
-
-
-
-
-
-
Gross Non Performing Assets
-
-
-
2,998.41
-
-
-
-
Net Non Performing Assets
-
-
-
1,749.15
-
-
-
-

PNB Housing Finance Ltd Cash Flow

Figures in Rupees Crores

Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
-15,663.56
-16,617.08
8,928.5
6,611.28
6,254.26
-1,865.03
-4,661.51
-8,057.33
Cash Flow from Investing Activities
-42.03
-58.49
-63.64
18.86
-1,473.83
175.78
-1,186.08
757.1
Cash Flow from Financing Activities
18,464.32
18,418.06
2,922.39
568.41
-2,059.22
2,861.47
5,577.63
9,008.86
Net Cash Flow
2,751.07
1,217.01
4,480.36
-1,545.76
-1,952.95
-1,387.78
-1,668.96
103.63

Pnb Housing Stock Shareholding Pattern

Numbers in percentages

Sep 2022
Dec 2022
Mar 2023
May 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Promoters
32.57%
32.53%
32.52%
28.15%
28.15%
28.14%
28.13%
28.13%
28.13%
28.11%
28.11%
28.1%
28.08%
DII
3.24%
2.99%
3.65%
6.28%
7.6%
7.73%
5.03%
6.88%
10.95%
22.18%
26.86%
29.87%
37.99%
FII
0%
0%
0%
0%
0%
24.81%
0%
25.01%
17.89%
20.42%
24.34%
21.44%
24.18%
Government
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0.01%
Public
40.91%
40.84%
39.54%
39.75%
39.47%
39.32%
39.31%
39.99%
43.04%
29.29%
20.69%
20.58%
9.74%
Total Outstanding Shares
16,86,15,638
16,87,93,264
16,88,55,818
25,95,43,696
25,95,43,696
25,95,79,562
25,96,81,178
25,97,23,886
25,97,28,281
25,98,42,851
25,98,55,159
25,99,25,043
26,01,33,915
Total Shareholders
1,19,997
1,18,147
1,08,269
1,09,200
1,20,193
1,19,631
1,24,656
1,33,177
1,62,938
1,58,799
1,83,482
1,82,070
1,87,526

Mutual Funds that own Pnb Housing Stock

Check out the Mutual Funds with significant holdings in Pnb Housing.

Pnb Housing Earnings and Dividends

View detailed summary of the earnings and dividend history of Pnb Housing.

  • PNB Housing Finance Ltd Earnings Results

    PNB Housing Finance Ltd’s net profit jumped 23.26% since last year same period to ₹533.50Cr in the Q1 2025-2026. On a quarterly growth basis, PNB Housing Finance Ltd has generated -3.07% fall in its net profits since last 3-months.

    Read More about Earnings Results

  • PNB Housing Finance Ltd Dividends April,2025

    In the quarter ending March 2025, PNB Housing Finance Ltd has declared dividend of ₹5.00 per share on 28 Apr 2025 - translating a dividend yield of 0.64%.

    Read More about Dividends

Indices Featuring Pnb Housing Stock

Check stock indices that include Pnb Housing.

Nifty Alpha 50

₹50,892.70

1.17 (▲587%)

S&P BSE Fin. Ser

₹12,227.25

0.73 (▲88.94%)

S&P BSE 250 SmallCap

₹6,793.86

0.75 (▲50.81%)

S&P BSE 400 MidSmallCap

₹11,981.88

0.68 (▲80.53%)

Nifty Smallcap 50

₹8,542.00

0.98 (▲83.25%)

Nifty Smallcap 250

₹16,979.05

0.84 (▲141.2%)

BSE 500

₹35,905.15

0.59 (▲211.53%)

Nifty 500

₹22,864.65

0.62 (▲140.25%)

Nifty MidSmallcap 400

₹19,751.75

0.73 (▲143.55%)

Nifty Small 100

₹17,748.45

0.89 (▲157.15%)

BSE Small-Cap

₹53,024.60

0.9 (▲471.86%)

Insights on PNB Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 20.09% to 26.76% in Jun 2025 quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 21.44% to 24.18% in Jun 2025 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 7 quarters, 1.75K Cr → 2.08K Cr (in ₹), with an average increase of 2.8% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, PNBHOUSING has outperformed top 5 stocks with highest market-cap in Banks

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, HDFC Bank Ltd has given 15.4% return, outperforming this stock by 37.0%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 550.38 Cr → 533.5 Cr (in ₹), with an average decrease of 3.1% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, PNBHOUSING stock has moved down by -25.3%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 28.10% to 28.08% in Jun 2025 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 20.58% to 9.74% in Jun 2025 quarter

About PNB Housing Finance Ltd

PNB Housing Finance Limited is one of the premier housing finance companies in India with operations that began in 1988. Promoted by Punjab National Bank, the company provides retail and corporate loans like home loans and construction finance. PNB Housing Finance was notified under the SARFAESI Act in 2003 and by 2009, the company had crossed the Rs 1000 crore loan portfolio. In 2010, the company launched the Kshitij business process reengineering project. In 2016, PNB Housing Finance raised Rs. 3000 crore from an initial public offer and the same year marked its Assets Under Management (AUM) crossing the Rs 25000 crore milestone. The AUM further crossed the Rs 50000 crore mark in 2017 and the same year saw the company incorporating a subsidiary named PHFL Home Loans and Services. The AUM crossed the Rs 84722 crore mark in 2019 and 32 branches and 131 distribution outlets situated in 48 cities helped customers avail financial services uninterruptedly. Till 2021, the AUM has reached Rs 74469 crores and the company has 94 branches along with 111 distribution outlets. The company has further ventured into the Unnati and increased its branch count to 99 with 137 distribution outlets and opened 24 locations for Unnati by March 2022. Besides, the company borrowed Rs 30858 crores from financing sources like National Housing Bank refinance, Bank Term Loans, etc in the financial year 2019. PNB Housing Finance also became the first HFC to sign a funding of US 75 million via ECBs from JICA in 2020.

Revenue: ₹2,081.87Cr as on June 2025 (Q1 FY26)
Net Profit: ₹533.50Cr as on June 2025 (Q1 FY26)
Listing date: 07 Nov, 2016
OrganisationPNB Housing Finance Ltd
HeadquartersGhaziabad
IndustryFinance
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FAQs

What is Pnb Housing share price today?

Pnb Housing share price today stands at ₹791.85 as on at the close of the market. Pnb Housing share today touched a day high of ₹795.8 and a low of ₹785.

What is the 52 week high and 52 week low range for Pnb Housing share?

Pnb Housing touched a 52 week high of ₹1202.2 and a 52 week low of ₹746.7. Pnb Housing share price today i.e. is closed at ₹791.85, which is -34.13% down from its 52 week high and 6.05% up from its 52 week low.

What is Pnb Housing's market capitalisation today?

Pnb Housing market capitalisation is ₹20,457.22 Cr as on .

How to buy Pnb Housing shares?

To buy Pnb Housing shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for PNBHOUSING or PNB Housing Finance Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Pnb Housing shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Pnb Housing trading volume today?

Pnb Housing trading volume is 13.19L as on . This means that 13.19L shares of Pnb Housing were bought and sold on the stock market during today's trading session.