PNB Housing Finance Ltd

Small Cap

Finance Sector

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

PNB Housing Finance aims to expand its affordable and emerging market loans by 18% in FY26, while also re-entering corporate loans. The company anticipates stable margins and robust demand, targeting a reduction in gross non-performing assets (GNPA) to 1% by March 2025.

PNB Housing Finance Plans Growth in Affordable Loans - 05 May, 2025

Carlyle Group is set to sell a 10.44% stake in PNB Housing Finance through a block deal at ₹960 per share, reflecting a 5% discount. The deal is valued at approximately ₹2,604 crores. Analysts remain positive on PNB Housing following strong quarterly earnings and recoveries in FY26.

Carlyle Group to Divest Stake in PNB Housing - 01 May, 2025

PNB Housing Finance announced a 25% increase in Q4 profit, with net profit at Rs 567 crore. The company also declared a final dividend of Rs 5 per share, reflecting robust growth and improved asset quality.

PNB Housing Finance Reports Strong Q4 Performance - 28 Apr, 2025

PNB Housing Finance will conduct an earnings call on April 28, 2025, to discuss its Q4 results and overall performance for the financial year.

PNB Housing Finance Announces Earnings Call Details - 26 Apr, 2025

A brokerage has recommended buying shares of PNB Housing Finance Ltd with a target price of Rs 1,057, indicating a potential upside of 6% from the last closing price of Rs 994.1.

Brokerage Recommends Buy on PNB Housing Finance - 23 Apr, 2025

PNB Housing Finance plans to achieve a retail loan book of ₹1 trillion by FY27, supported by strong mortgage demand and the PMAY scheme. NIMs are expected to improve to around 4% due to a better product mix, positioning the company well despite competitive pressures.

PNB Housing Targets ₹1 Trillion Loan Book by FY27 - 17 Apr, 2025

Anujai Saxena resigned as Business Head, effective April 8. PNB Housing Finance anticipates positive market influence from RBI's monetary policy, with stock showing breakout potential.

PNB Housing Finance Sees Leadership Change and Market Potential - 09 Apr, 2025

PNB Housing Finance received a Buy upgrade from Goldman Sachs, raising its target price to ₹1,184, reflecting strong loan growth and profitability. The stock surged over 3% following the news. Additionally, the company announced changes in senior management, with key personnel resignations and new responsibilities assigned.

PNB Housing Upgraded Amid Management Changes - 08 Apr, 2025

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

Netprofit is up for the last 4 quarters, 432.81 Cr → 550.38 Cr (in ₹), with an average increase of 7.6% per quarter

This section gives you an insight into how the profit for the company has been for the last few quarters.

Profit Spike

In the last 1 year, PNBHOUSING has outperformed top 5 stocks with highest market-cap in Banks

This section gives you an insight into why this company has been the best in its industry for the last 1 year.

Best in 1 Year

Revenue is up for the last 6 quarters, 1.75K Cr → 2.03K Cr (in ₹), with an average increase of 2.9% per quarter

This section gives you an insight into how the revenue of the company has moved for the last few quarters.

Revenue Rich

In the last 3 months, PNBHOUSING stock has moved up by 16.9%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Rise

Mutual Funds have increased holdings from 18.72% to 20.09% in Mar 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Up

In the last 3 years, PNBHOUSING has outperformed top 5 stocks with highest market-cap in Banks

This section gives you an insight into why this company has been the best in its industry for the last 3 years.

Best in 3 Years

Foreign Institutions have decreased holdings from 24.34% to 21.44% in Mar 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Down

Promoters have decreased holdings from 28.11% to 28.10% in Mar 2025 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Down

Retail Investor have decreased holdings from 20.69% to 20.58% in Mar 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Down

S&P BSE Fin. Ser

Nifty Smallcap 250

BSE 500

Nifty Small 100

Nifty Smallcap 50

Nifty 500

S&P BSE 250 SmallCap

S&P BSE 400 MidSmallCap

BSE Small-Cap

Nifty MidSmallcap 400

Nippon India Small Cap Fund - Direct Plan - Growth Plan

Aditya Birla Sun Life PSU Equity Fund Direct Growth

HSBC Small Cap Fund Fund Direct Growth

HSBC Value Fund Direct Plan Growth Option

Tata Equity P/E Fund Direct Plan Growth

PNB Housing Finance Ltd’s net profit jumped 25.3% since last year same period to ₹550.38Cr in the Q4 2024-2025. On a quarterly growth basis, PNB Housing Finance Ltd has generated 13.89% jump in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	1.17	Bearish
CCI (20)	-569.95	Bullish
RSI (14)	50.5	Neutral
Momentum (10)	-3.4	Bearish
ADI (14)	30.74	Bearish
Ultimate Oscillator (7,14,28)	80.2	Bullish

Name	Value	Action
SMA (20)	1061.34	Bearish
EMA (20)	1060.39	Bearish
VWMA (20)	1061.22	Bearish
SMA (50)	1056.48	Bullish
EMA (50)	1057.04	Bullish
SMA (200)	1047.57	Bullish
EMA (200)	1049.71	Bullish
KAMA (200)	1056.65	Bullish
DEMA (200)	1053.67	Bullish

PNB Housing Finance Ltd (PNBHOUSING)

Summary

Overall

Oscillators

Moving Averages