Indian Overseas Bank share price logo

IOB Share Price (IOB)

₹36.812%

as on 01 Aug 2025, 04:01 PM IST

| Source : NSE

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IOB Stock Performance

as on 01 Aug 2025, 04:01 PM IST

  • Day's Low

    Day's High

    ₹36.56
    ₹37.67
    downward going graph

    0.68%

    Downside

    2.34%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹33.5
    ₹68.88
    downward going graph

    8.99%

    Downside

    87.12%

    Upside

    downward going graph
Previous Close₹37.56
Open₹37.56
Volume29.64L
Upper Circuit₹45.07
Lower Circuit₹30.04
Day's Low36.56
Day's High37.67
52 Week Low33.5
52 Week High68.88
1 Month Return-7.65 %
3 Month Return-2.77 %
1 Year Return-43.59 %
3 Year Return+ 105.64 %
5 Year Return+ 257.38 %

IOB Stock Fundamentals & Key Indicators

Check IOB market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

₹70,883.51 Cr

Return on Equity (ROE)

8.19

PE Ratio (TTM)

17.87

Return on capital employed (ROCE)

0

Industry PE ratio

14.45

Beta (LTM)

1.32

P/B Ratio

2.57

Dividend Yield

0

PEG Ratio

30.81

Quarterly Earnings Growth YOY

81.67

EPS (TTM)

1.76

Sector

Banks

Book Value

14.99

Technical Analysis

IOB Stock's Interest Amongst Investors

-22.62%

Period Aug 03, 2025 to Jul 04, 2025. Change in 30 Days vs previous period

Investment in Indian Overseas Bank Shares on INDmoney has dropped by -22.62% over the past 30 days, indicating reduced transactional activity.

-29%

Period Aug 03, 2025 to Jul 04, 2025. Change in 30 Days vs previous period

Search interest for Indian Overseas Bank Stock has decreased by -29% in the last 30 days, reflecting a downward trend in search activity.

IOB Stock Valuation

Track how IOB P/E has moved over time to understand its valuation trends.

IOB in the last 5 years

  • Overview

  • Trends

Lowest (17.06x)

June 20, 2022

Industry (14.45x)

August 1, 2025

Today (17.87x)

August 1, 2025

Highest (59.89x)

February 7, 2024

LowHigh

Today’s Price to Earnings Ratio: 17.87x

IOB Share Price Target

Get share price movements and forecasts by analysts on IOB.

Excluding Excise Duty and Other Income, represents Net Revenue

IOB revenue growth forecast

Expected growth rate Q1, FY2023:0

Forecast

Actual

Source: S&P Global Market Intelligence

Indian Overseas Bank Financial Results

Get the annual and quarterly financial summary of Indian Overseas Bank, including revenue, profit, loss and more.

Value in ₹ crore
DetailsQ1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26
Revenue

(in ₹ Cr)

7572 (0%)8490 (12%)8415 (1%)9216 (10%)8868 (4%)
Net Income

(in ₹ Cr)

649 (0%)780 (20%)875 (12%)1092 (25%)1178 (8%)
Net Profit Margin8.57% (0%)9.18% (7%)10.40% (13%)11.85% (14%)13.29% (12%)
Value in ₹ crore
DetailsFY22FY23FY24FY25
Total Assets

(in ₹ Cr)

299377 (0%)313734 (5%)352034 (12%)395015 (12%)
Total Liabilities

(in ₹ Cr)

299377 (0%)313734 (5%)352034 (12%)395015 (12%)
Value in ₹ crore
DetailsFY21FY22FY23FY24FY25
Operating Cash Flow

(in ₹ Cr)

4949 (0%)5566 (12%)-15595 (380%)-1165 (93%)2963 (354%)

IOB Earnings and Dividends

View detailed summary of the earnings and dividend history of IOB.

  • Indian Overseas Bank Earnings Results

    Indian Overseas Bank’s net profit jumped 81.67% since last year same period to ₹1,178.45Cr in the Q1 2025-2026. On a quarterly growth basis, Indian Overseas Bank has generated 7.92% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Indian Overseas Bank Dividends April,2014

    In the quarter ending March 2014, Indian Overseas Bank has declared dividend of ₹0.50 per share on 29 Apr 2014 - translating a dividend yield of 8.69%.

    Read More about Dividends

Indices Featuring IOB Stock

Check stock indices that include IOB.

S&P BSE Largecap

₹9,455.64

-0.93 (-88.56%)

S&P BSE 100 LargeCap TMC

₹9,075.74

-0.91 (-83.12%)

S&P BSE PSU

₹18,798.46

-1.4 (-267.72%)

Nifty MidSmallcap 400

₹19,582.00

-1.41 (-279.1%)

S&P BSE Fin. Ser

₹12,452.48

-0.91 (-114.21%)

S&P BSE 250 LargeMidCap

₹10,572.13

-1 (-106.76%)

BSE 200

₹11,137.12

-0.99 (-111.16%)

Nifty Smallcap 250

₹16,863.25

-1.64 (-281%)

BSE 500

₹35,598.07

-1.07 (-383.67%)

Nifty PSU Bank

₹6,773.35

-1.13 (-77.6%)

Nifty 500

₹22,673.65

-1.05 (-241.3%)

IOB Stock Shareholding Pattern

View the shareholding pattern breakup of promoters, FIIs, DIIs, and retail investors in IOB.

InvestorsHoldings %Quarterly Trend3M change
Promoter Holdings
94.61%
0.00
Foreign Institutions
0.08%
-63.46
Mutual Funds
0.12%
71.73
Retail Investors
2.94%
13.85
Others
2.25%
-10.56

Indian Overseas Bank vs Peers

Compare market cap, revenue, PE, and other key metrics of IOB with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA70,883.5151.48%NA3,39533,750
NA96,975.9225.84%NA7,63034,126
NA36,540.2721.33%NA2,46829,473
NA32,521.6820.6%NA3,93439,793
BUY41,742.0770.83%NA5,54128,423

IOB News & Key Events

Latest news and events in one place to help you make informed investing decisions in IOB.

  • IOB Fined for AML Compliance Breaches in Hong Kong - 23 Jul, 2025

    The Hong Kong Monetary Authority has fined Indian Overseas Bank's Hong Kong branch HK$8.5 million for significant anti-money laundering compliance failures. IOB has committed to implementing corrective measures and stated the financial impact is not material.
  • Indian Overseas Bank Reports Strong Q1 Profit Growth - 18 Jul, 2025

    Indian Overseas Bank reported a 76% year-on-year increase in net profit to ₹1,111 crore for Q1FY26. The bank plans to raise ₹4,000 crore through a Qualified Institutional Placement (QIP) to dilute government shareholding. Other income rose significantly, contributing to the profit surge, despite a slight decline in net interest margin. Overall, the bank's asset quality improved, with lower non-performing assets reported.
  • Indian Overseas Bank Cuts MCLR to Lower Borrowing Costs - 15 Jul, 2025

    Indian Overseas Bank announced a 10-basis-point reduction in its MCLR across all loan tenures, effective July 15, 2025, following a recent RLLR cut. This move aims to make borrowing more affordable for customers amid competitive credit market conditions.
  • Indian Overseas Bank Plans Startup Support and Earnings Announcement - 13 Jul, 2025

    Indian Overseas Bank is set to announce its Q1 FY26 earnings on July 18, 2025, while also supporting startups with collateral-free loans, having funded 22 startups so far.
  • Indian Overseas Bank Unveils Digital Initiatives for Customers - 12 Jul, 2025

    Indian Overseas Bank launched several customer-centric digital initiatives, including WhatsApp Banking and a QR-based feedback system, aiming to improve service and align with India's growth aspirations.
  • Indian Overseas Bank Plans Major Capital Raise - 03 Jul, 2025

    Indian Overseas Bank's shareholders have approved a plan to raise up to Rs 4,000 crore in equity capital through various instruments during FY26.
  • Indian Overseas Bank Rises for Third Straight Session - 01 Jul, 2025

    Indian Overseas Bank's stock rose 1.87% to Rs 39.71, marking its third consecutive session of gains. However, it remains down 37.18% over the past year.
  • Indian Overseas Bank Promotes Sustainable Agriculture Financing - 28 Jun, 2025

    Indian Overseas Bank, led by MD & CEO Ajay Kumar Srivastava, emphasizes sustainable agriculture through loans for organic farming. The bank announced Rs 40 crore in provisional sanctions for 120 farmers and partnered with Amul and Richplus to promote organic practices.

Insights on Indian Overseas Bank

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 2.59% to 2.94% in Jun 2025 quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, IOB has outperformed top 5 stocks with highest market-cap in Banks

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 0.07% to 0.12% in Jun 2025 quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 5 quarters, 648.66 Cr → 1.17K Cr (in ₹), with an average increase of 13.7% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, ICICI Bank Ltd has given 23.0% return, outperforming this stock by 66.6%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 94.61% of holdings in Jun 2025 quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 9.21K Cr → 8.86K Cr (in ₹), with an average decrease of 3.8% per quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 6 months, IOB stock has moved down by -24.7%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 0.22% to 0.08% in Jun 2025 quarter

About Indian Overseas Bank

Indian Overseas Bank (IOB) is an Indian public sector bank established in 1937, headquartered in Chennai. It is one of the leading banks in India with a wide network of branches and ATMs spread across the country.

IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.

The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.

IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.

Revenue: ₹8,867.88Cr as on June 2025 (Q1 FY26)
Net Profit: ₹1,178.45Cr as on June 2025 (Q1 FY26)
Listing date: 07 Dec, 2000
OrganisationIndian Overseas Bank
IndustryBanks
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FAQs

What is IOB share price today?

IOB share price today stands at ₹36.81, Open: ₹37.56, Previous Close: ₹37.56, High: ₹37.67, Low: ₹36.56, 52 Week High: ₹68.88, 52 Week Low: ₹33.5 as on 01 Aug 2025, 04:01 PM IST.

How to buy IOB shares ?

To buy IOB shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for IOB or Indian Overseas Bank on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in IOB shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is today's traded volume of IOB?

Today's traded volume of IOB is 29.64L. Which means that 29.64L shares of IOB were bought and sold on the stock market during today's trading session.

What is IOB's market cap today?

Today's market capitalisation of IOB is ₹70,883.51 Cr. Market cap or market capitalisation is the total value of a company’s outstanding shares in the stock market, calculated by multiplying the current share price by the total number of shares issued by the company.

What is the 52 week high and 52 week low range of IOB?

IOB’s 52 week high is ₹68.88 and 52 week low is ₹33.5. The current share price of IOB is ₹36.81, which is -46.56% down from its 52 week high and 9.88% up from its 52 week low.