GIC Housing Finance Ltd share price logo

GIC Housing Finance Ltd

NSE: GICHSGFIN

BSE: 511676

Small Cap

Finance Sector

134.75

-0.14

(-0.10%)

as on

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What are INDmoney investors doing with GIC Housing Finance shares?

Based on platform-user behaviour - not analyst opinion or company fundamentals.

Search interest on INDmoney

+36%

Searches for GIC Housing Finance on INDmoney have increased by 36% over the last 30 days.

Key Events for GIC Housing Finance

Last Dividend Declared

4.50 per share, declared on 15/05/2026

View Dividend History

GIC Housing Finance Stock Performance

as on September 16, 2026 at 6:30 pm IST

  • Day's Low

    Day's High

    ₹132.94
    ₹136.00
    downward going graph

    1.34%

    Downside

    0.93%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹130.05
    ₹184.00
    downward going graph

    3.49%

    Downside

    36.55%

    Upside

    downward going graph

GIC Housing Finance share price movements today

Previous Close
₹134.89
Open
₹136.00
Volume
43.06K
Upper Circuit
₹161.86
Lower Circuit
₹107.92
Day's Low - High
₹132.94 - ₹136.00
52 Week Low - High
₹130.05 - ₹184.00

GIC Housing Finance Historical Returns

1 Month Return
-3.23 %
3 Month Return
-16.12 %
1 Year Return
-23.33 %
3 Year Return
-33.55 %
5 Year Return
-12.95 %

GIC Housing Finance Fundamentals

as on September 16, 2026 at 1:00 pm IST

Market Cap

₹726.38 Cr

Return on Equity (ROE)

7.59

PE Ratio (TTM)

4.68

Return on capital employed (ROCE)

7.71

Industry PE ratio

24.59

Beta (LTM)

0.87

P/B Ratio

0.34

Dividend Yield

3.42

PEG Ratio

0.88

Quarterly Earnings Growth YOY

35.85

EPS (TTM)

28.73

Book Value

390.94

GIC Housing Finance Stock Valuation

as on September 16, 2026 at 1:00 pm IST

GIC Housing Finance in the last 5 years

  • Overview

  • Trends

Lowest (2.99x)

June 30, 2022

Today (4.68x)

September 11, 2026

Industry (24.59x)

September 11, 2026

Highest (10.13x)

February 2, 2024

LowHigh

Today’s Price to Earnings Ratio: 4.68x

GIC Housing Finance Technical Analysis

Track how GIC Housing Finance technical analysis has moved over time to understand its trends.

1 min
5 min
15 min
30 min
1 day
1 week
1 month

Technicals Summary

Bearish

Neutral

Bullish

Bullish

Moving Averages

Bearish

Neutral

Bullish

Bullish

Oscillators

Bearish

Neutral

Bullish

Bullish

Overall

Bearish1
Bullish11
Neutral3

Oscillators

Name

Value

Action

MACD level (12,26)
0.02
Bearish
CCI (20)
-240.15
Bullish
RSI (14)
57.7
Neutral
Momentum (10)
0.09
Bullish
ADI (14)
22.24
Neutral
Ultimate Oscillator (7,14,28)
60.57
Neutral

Moving Averages

Name

Value

Action

SMA (20)
134.79
Bullish
EMA (20)
134.8
Bullish
VWMA (20)
134.81
Bullish
SMA (50)
134.77
Bullish
EMA (50)
134.77
Bullish
SMA (200)
134.42
Bullish
EMA (200)
134.65
Bullish
KAMA (200)
134.66
Bullish
DEMA (200)
134.57
Bullish

GIC Housing Finance Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of GIC Housing Finance with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA726.38-2.59%0.911541,082
NA198.75-3.25%0.00620
NA451.5310.91%0.0087511
NA42.0846.05%0.00NANA
NA14.127.28%0.00-18

GIC Housing Finance Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Other Income
2.6
1.79
5.51
3.25
1.66
0.96
4.16
0.08
0.19
0.02
0.77
0.61
Total Income
270.19
262.9
265.54
277.19
265.7
270.22
275.83
265.44
271.73
272.65
273.47
267.37
Operating Profit
60.71
59.53
60.98
74.4
53
58.73
52.1
60.2
62.28
54.86
61.37
54.03
Depreciation
3.62
3.9
3.83
3.65
3.74
3.78
3.84
2.54
2.81
2.84
2.79
3.8
Profit Before Tax
-10.44
-6.71
-25.54
-7.92
-11.18
-6.76
-20.42
27.73
-11.23
-11.17
-9.72
-7.66
Tax Paid Total
10.44
6.71
25.54
7.92
11.18
6.76
20.42
-27.73
11.23
11.17
9.72
7.66
Total Net profit including share of profit / Loss from associate company
30.19
35.65
53.67
38.99
36.52
49.71
35.2
7.42
50.03
43.69
53.68
10.08
EPS
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29
8.11
9.97
1.87
Diluted EPS
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29
8.11
9.97
1.87
Adjusted EPS
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29
8.11
9.97
1.87

GIC Housing Finance Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Other Income
6.62
14
12.52
10.03
1.06
Total Income
1,156.4
1,128.9
1,069.68
1,088.94
1,083.29
Operating Profit
357.35
317.21
237.39
238.23
238.71
Depreciation
8.71
9.94
15.02
15.01
10.98
Profit Before Tax
-56.83
-76.6
-52.81
-46.28
-4.39
Tax Paid Total
56.83
76.6
52.81
46.28
4.39
Total Net profit including share of profit / Loss from associate company
173.51
213.25
151.35
160.42
154.82
EPS
32.22
39.6
28.11
29.79
28.75
Diluted EPS
32.22
39.6
28.11
29.79
28.75
Adjusted EPS
32.22
39.6
28.11
29.79
28.75

GIC Housing Finance Ltd Cash Flow

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Net Cash from Operating Activities
1,285.97
1,043.15
522.05
-17.53
-320.1
Cash Flow from Investing Activities
-3.26
-212.85
63.5
-87.02
51.74
Cash Flow from Financing Activities
-891.77
-1,238.36
-619.39
122.45
254.66
Net Cash Flow
390.94
-408.06
-33.84
17.9
-13.7

GIC Housing Finance Stock Shareholding Pattern

Numbers in percentages

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Promoters
42.41%
42.41%
42.41%
42.41%
42.41%
42.41%
42.41%
42.41%
42.41%
42.41%
42.41%
DII
5.9%
5.9%
5.9%
5.9%
5.9%
5.9%
5.52%
5.52%
5.06%
4.6%
2.54%
FII
3.28%
3.18%
2.64%
2.91%
2.45%
2.18%
2.68%
2.15%
2.08%
1.81%
1.4%
Public
48.41%
48.51%
49.05%
48.79%
49.24%
49.51%
49.4%
49.92%
50.46%
51.18%
53.65%
Total Outstanding Shares
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
5,38,51,066
Total Shareholders
58,599
62,410
66,668
67,589
67,790
66,517
65,375
64,226
62,585
61,368
61,754

GIC Housing Finance Corporate Actions

View detailed summary of the earnings and dividend history of GIC Housing Finance.

  • GIC Housing Finance Ltd Earnings Results

    GIC Housing Finance Ltd’s net profit jumped 35.85% since last year same period to ₹10.08Cr in the Q1 2026-2027. On a quarterly growth basis, GIC Housing Finance Ltd has generated -81.22% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • GIC Housing Finance Ltd Dividends May,2026

    In the quarter ending March 2026, GIC Housing Finance Ltd has declared dividend of ₹4.50 per share on 15 May 2026 - translating a dividend yield of 3.29%.

    Read More about Dividends

Indices Featuring GIC Housing Finance Stock

Check stock indices that include GIC Housing Finance.

S&P BSE Fin. Ser

₹12,165.97

+62.77 (0.52%)

Insights on GIC Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 51.18% to 53.65% in Jun 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Cholamandalam Investment & Finance Company Ltd has given 13.2% return, outperforming this stock by 36.5%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Muthoot Finance Ltd has given 104.5% return, outperforming this stock by 138.1%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 42.41% of holdings in Jun 2026 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 1.81% to 1.40% in Jun 2026 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, GICHSGFIN stock has moved down by -16.1%

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 53.68 Cr → 10.08 Cr (in ₹), with an average decrease of 81.2% per quarter

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 273.47 Cr → 267.37 Cr (in ₹), with an average decrease of 2.2% per quarter

About GIC Housing Finance Ltd

GIC Housing Finance Ltd is a subsidiary of General Insurance Corporation of India. Established in 1989, the company was formed to provide direct lending to individuals and other corporates to accelerate the housing activities in India. As on 31 March 2019, the company had 75 offices across India, supported by a strong marketing team and Sales Associates. GIC Housing Finance Ltd provides loans with tieups with builders to provide finance to individual borrowers and to corporations for various housing finance needs. They also have tieups with insurers for providing insurance cover on the life, accidental and mortgaged property of borrowers. From 1989 to 2019, the company opened 75 offices in several locations, including Baroda, Nagpur, Nasik, Trichy, Madurai, Coimbatore, Navi Mumbai, Vizag, Yelahanka Bangalore, Chandanagar, Hyderabad, Kalyan Borivali, Noida, Delhi, Boisar, Ghaziabad, Margao, Dehradun, Patna, Ahmedabad, Greater Noida, Raipur, Vijayawada, Vasai, Patiala, Meerut, Pitampura, Hinjewadi, Barasat, Mangalore, Guwahati, Kozhikode, Nellore, Whitefield, Hubli, Siliguri, Thrissur, Surat, Suchitra, Kengari, Varanasi.

Revenue: ₹267.37Cr as on June 2026 (Q1 FY27)
Net Profit: ₹10.08Cr as on June 2026 (Q1 FY27)
Listing date: 10 May, 1995
Chairperson Name: N. Ramaswamy
OrganisationGIC Housing Finance Ltd
HeadquartersMumbai
IndustryFinance
CEON. Ramaswamy
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FAQs

What is GIC Housing Finance share price today?

GIC Housing Finance share price today stands at ₹134.75 as on . GIC Housing Finance share today touched a day high of ₹136 and a low of ₹132.94.

What is the 52 week high and 52 week low range for GIC Housing Finance share?

GIC Housing Finance touched a 52 week high of ₹184 and a 52 week low of ₹130.05. GIC Housing Finance share price today i.e. is trending at ₹134.75, which is -26.77% down from its 52 week high and 3.61% up from its 52 week low.

What is GIC Housing Finance's market capitalisation today?

GIC Housing Finance market capitalisation is ₹726.38 Cr as on .

How to buy GIC Housing Finance shares?

To buy GIC Housing Finance shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for GICHSGFIN or GIC Housing Finance Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in GIC Housing Finance shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is GIC Housing Finance trading volume today?

GIC Housing Finance trading volume is 43.06K as on . This means that 43.06K shares of GIC Housing Finance were bought and sold on the stock market during today's trading session.