Fino Payments Bank Ltd share price logo

Fino Payments Bank Ltd Share Price

NSE: FINOPB

BSE: 543386

Small Cap

Banking Sector

270.20

-2.00

(-0.73%)

as on

bell
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Fino Payments Bank Ltd Stock Performance

as on September 5, 2025 at 4:01 pm IST

  • Day's Low

    Day's High

    ₹265.15
    ₹274.8
    downward going graph

    1.87%

    Downside

    1.70%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹200
    ₹467
    downward going graph

    25.98%

    Downside

    72.83%

    Upside

    downward going graph

Fino Payments Bank Ltd share price movements today

Previous Close
₹272.20
Open
₹272.75
Volume
1.97L
Upper Circuit
₹326.60
Lower Circuit
₹217.80
Day's Low - High
₹265.15 - ₹274.8
52 Week Low - High
₹200 - ₹467

Fino Payments Bank Ltd Historical Returns

1 Month Return
+ 9.11 %
3 Month Return
+ 1.58 %
1 Year Return
-35.45 %
3 Year Return
+ 0.45 %
5 Year Return
-50.32 %

Fino Payments Bank Ltd Fundamentals

as on September 5, 2025 at 4:01 pm IST

Market Cap

₹2,248.56 Cr

Return on Equity (ROE)

10.78

PE Ratio (TTM)

0

Return on capital employed (ROCE)

0

Beta (LTM)

1.48

P/B Ratio

2.54

Dividend Yield

0

PEG Ratio

0

Quarterly Earnings Growth YOY

0

EPS (TTM)

0

Sector

Banks

Book Value

0

Technical Analysis

Fino Payments Bank Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Fino Payments Bank Ltd with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
BUY2,248.56-10.06%NANA1,847
BUY6,209.9311.61%NANA4,569
BUY7,481.1958.33%NA1,30311,226
BUY6,582.7356.8%NA1,27210,283
BUY8,242.705%NANA7,200

Analyst Recommendation on Fino Payments Bank Ltd Stock

Based on 2 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 2 analysts, 100% of analysts recommend a 'BUY' rating for Fino Payments Bank Ltd. Average target price of ₹345

Source: S&P Global Market Intelligence

Fino Payments Bank Ltd Share Price Target

Get share price movements and forecasts by analysts on Fino Payments Bank Ltd.

What analysts predicted

27.68%UPSIDE

Target Price

₹345

Current Price

₹270.2

Analyzed by

2 Analysts

High

₹390

Target

₹345.00

Low

₹300

Fino Payments Bank Ltd target price 345, a slight upside of 27.68% compared to current price of ₹270.2. According to 2 analysts rating.

Source: S&P Global Market Intelligence

Fino Payments Bank Ltd Stock's Interest Amongst Investors

Search interest for Fino Payments Bank Ltd Stock has decreased by -18% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-18% versus previous 30 day period

Fino Payments Bank Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Interest Earned
21.46
25.27
29.4
32.97
36.53
39.15
41.4
45.33
47.75
49.35
52.78
60.99
Other Income
281.87
288.83
294.03
315.34
322.05
331.05
359.9
391.53
407.66
411.99
440.71
392.48
Total Income
303.33
314.1
323.43
348.31
358.58
370.2
401.3
436.86
455.41
461.34
493.49
453.47
Total Expenses (excluding prov and contigencies)
289.53
295
301.35
329.61
338.5
347.4
376.01
412.59
429.48
432.89
463.79
428.84
Operating Profit
13.8
19.1
22.08
18.7
20.08
22.8
25.29
24.27
25.93
28.45
29.7
24.63
Operating Profit Margin %
-1349.16%
-1167.39%
-1025%
-999.73%
-926.64%
-887.36%
-908.24%
-910.19%
-899.43%
-877.18%
-878.72%
-703.13%
Provisions and Contingencies
-
-
-
-
0.56
-
-
-
-
-
-
-
Profit Before Tax
13.8
19.1
22.08
18.7
19.52
22.8
25.13
24.27
16.37
17.77
18.3
10.89
Tax Paid Total
-
-
-
-
-
-
0.08
-
4.78
5.34
5.7
6.87
Net Profit
13.8
19.1
22.08
18.7
19.52
22.8
25.21
24.27
21.15
23.11
24
17.76
EPS
1.66
2.3
2.65
2.25
2.35
2.74
3.03
2.92
2.54
2.78
2.89
2.13
Diluted EPS
1.66
2.3
2.65
2.25
2.35
2.74
3.02
2.91
2.53
2.76
2.88
2.13
Adjusted EPS
1.66
2.3
2.65
2.25
2.35
2.74
3.03
2.92
2.54
2.78
2.89
2.13
Capital Adequacy Ratio
100.51
-
-
-
-
-
-
-
-
-
-
-

Fino Payments Bank Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Interest Earned
19.15
18.13
20.26
35.63
94.86
150.05
195.23
Other Income
351.97
673.27
770.77
973.22
1,135.05
1,328.33
1,651.87
Total Income
371.12
691.4
791.03
1,008.85
1,229.91
1,478.38
1,847.1
Total Expenses (excluding prov and contigencies)
432.57
722.41
766.54
966.11
1,164.83
1,391.52
1,738.75
Operating Profit
-61.45
-31.01
24.49
42.74
65.08
86.86
108.35
Operating Profit Margin %
-2258.85%
-3984.61%
-3783.51%
-2711.51%
-1227.95%
-927.37%
-890.62%
Provisions and Contingencies
0.94
1.03
4.02
-
-
0.56
-
Profit Before Tax
-62.38
-32.04
20.47
42.74
65.08
86.14
76.71
Tax Paid Total
-
-
-
-
-
0.08
15.82
Net Profit
-62.38
-32.04
20.47
42.74
65.08
86.22
92.53
EPS
-13.99
-7.18
4.59
5.34
7.82
10.36
11.12
Diluted EPS
-13.99
-7.18
4.59
5.34
7.82
10.36
11.08
Adjusted EPS
-7.99
-4.1
2.62
5.34
7.82
10.36
11.12

Fino Payments Bank Ltd Cash Flow

Figures in Rupees Crores

Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
-181.32
28.64
-83.67
-32.22
207.44
-20.1
56.78
76.19
Cash Flow from Investing Activities
-33.62
-13.62
-30.54
-68.95
-64.31
-96.53
-103.76
-164.45
Cash Flow from Financing Activities
149.21
34.97
27.89
70.01
352.22
184.41
278.59
126.9
Net Cash Flow
-65.73
49.98
-86.33
-31.16
495.35
67.78
231.61
38.64

Fino Payments Bank Ltd Stock Shareholding Pattern

Numbers in percentages

Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Promoters
75%
75%
75%
75%
75%
75%
75%
75%
75%
75%
75%
75%
DII
7.84%
3.73%
4.74%
5.47%
6.83%
5.58%
5.91%
5.99%
6.14%
6.08%
3.52%
3.04%
FII
0%
0%
7.2%
6.29%
5.57%
5.09%
5.12%
5.12%
4.21%
3.7%
4.08%
2.55%
Public
7.9%
13.59%
13.06%
13.24%
12.59%
14.34%
13.97%
13.89%
14.64%
15.22%
17.4%
19.42%
Total Outstanding Shares
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,14,302
8,32,18,402
8,32,18,402
Total Shareholders
83,367
81,802
77,993
74,906
67,998
68,897
65,150
63,919
64,495
64,460
64,104
63,093

Mutual Funds that own Fino Payments Bank Ltd Stock

Check out the Mutual Funds with significant holdings in Fino Payments Bank Ltd.

Indices Featuring Fino Payments Bank Ltd Stock

Check stock indices that include Fino Payments Bank Ltd.

S&P BSE Fin. Ser

₹12,266.45

0.17 (21.23%)

BSE Small-Cap

₹52,752.31

0.09 (45.88%)

Insights on Fino Payments Bank Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 17.40% to 19.42% in Jun 2025 quarter

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 75.00% of holdings in Jun 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, ICICI Bank Ltd has given 58.8% return, outperforming this stock by 58.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, HDFC Bank Ltd has given 17.7% return, outperforming this stock by 53.2%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, FINOPB stock has moved down by -5.2%

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 3.03% to 2.65% in Jun 2025 quarter

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 4.08% to 2.55% in Jun 2025 quarter

About Fino Payments Bank Ltd

Fino Payments Bank Limited is a wholly-owned subsidiary of Fino PayTech Ltd. It was incorporated on 23 June 2007 as Fino Fintech Foundation and changed its name to Fino Fintech Private Limited on 15 December 2015 following surrender of license under Section 8 of Companies Act 2013. RBI approved the Bank to carry on the business as a Payments Bank on 30 March 2017 following which, the name was changed to Fino Payments Bank. They offer digital financial services along with fee & commission-based income generated from merchant network. The bank witnessed 43.5 crore transactions in FY2020-21 and 12.33 crore transactions in the quarter ended 30 June 2021 with a gross transaction value of Rs 132930.69 crore and Rs 39035.99 crore respectively. On 30 October 2021, the bank floated an IPO with a size of 1200.29 crore, 950.29 crore of which was an Offer For Sale by the promoter. The shares were issued and allotted at Rs 577 per share and were listed on BSE Ltd & NSE on 12 November 2021.

Revenue: ₹453.47Cr as on June 2025 (Q1 FY26)
Net Profit: ₹0.00Cr as on June 2025 (Q1 FY26)
Listing date: 12 Nov, 2021
Chairperson Name: Rakesh Bhartia
OrganisationFino Payments Bank Ltd
IndustryBanks
CEORakesh Bhartia
E-voting on sharesClick here to vote

FAQs

What is Fino Payments Bank Ltd share price today?

Fino Payments Bank Ltd share price today stands at ₹270.2 as on at the close of the market. Fino Payments Bank Ltd share today touched a day high of ₹274.8 and a low of ₹265.15.

What is the 52 week high and 52 week low range for Fino Payments Bank Ltd share?

Fino Payments Bank Ltd touched a 52 week high of ₹467 and a 52 week low of ₹200. Fino Payments Bank Ltd share price today i.e. is closed at ₹270.2, which is -42.14% down from its 52 week high and 35.10% up from its 52 week low.

What is Fino Payments Bank Ltd's market capitalisation today?

Fino Payments Bank Ltd market capitalisation is ₹2,248.56 Cr as on .

How to buy Fino Payments Bank Ltd shares?

To buy Fino Payments Bank Ltd shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for FINOPB or Fino Payments Bank Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Fino Payments Bank Ltd shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Fino Payments Bank Ltd trading volume today?

Fino Payments Bank Ltd trading volume is 1.97L as on . This means that 1.97L shares of Fino Payments Bank Ltd were bought and sold on the stock market during today's trading session.