Union Bank of India

Large Cap

Banking Sector

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

Union Bank of India announced a 50 basis points reduction in lending rates, fully aligning its External Benchmark Lending Rate and Repo Linked Lending Rate with the RBI's recent cuts. This move benefits new and existing retail and MSME borrowers.

Union Bank Reduces Lending Rates by 50 Basis Points - 11 Jun, 2025

Union Bank of India indicates the end of the interest rate cut cycle, forecasting a terminal repo rate of 5.50%. Future policies will be data-driven, focusing on credit growth and economic recovery.

Union Bank Reports End of Rate Cut Cycle - 07 Jun, 2025

Union Bank of India experiences a leadership transition as A. Manimekhalai completes her tenure as MD & CEO. Meanwhile, the stock shows bullish momentum, breaking out from a key chart pattern, indicating potential upward movement.

Union Bank Sees Leadership Change Amid Bullish Stock Trends - 03 Jun, 2025

Union Bank of India is exhibiting bullish momentum, with a target price of ₹151–₹153 and support at ₹144. Analysts suggest a buy at ₹146.80.

Union Bank Targets Upward Move Amid Bullish Signals - 02 Jun, 2025

Union Bank of India faced allegations of fraud but also reported significant gains in stock performance. The bank is set for leadership changes and potential index inclusion, indicating positive market sentiment.

Union Bank of India Sees Gains Amid Leadership Change - 30 May, 2025

Union Bank of India has signed a Memorandum of Understanding with ICF to streamline salary disbursement, offering a Customized Salary Account Scheme for 8,500 employees at no extra cost.

Union Bank Enhances Employee Welfare with MoU - 29 May, 2025

Union Bank of India reports a projected GDP growth of 7% for Q4 FY25, but revises full-year estimate down to 6.3%. Additionally, the RBI has imposed a monetary penalty of ₹63.60 lakh for regulatory non-compliance.

Union Bank Faces Penalty Amid GDP Growth Projections - 25 May, 2025

A Kannada language activist criticized Union Bank of India for not offering Kannada at its ATM in Nagarbhavi, Bengaluru, highlighting the lack of local language options.

Union Bank Criticized for Language Accessibility - 24 May, 2025

Union Bank of India celebrates Chhonzin Angmo's historic Everest climb while facing a Rs 63.6 lakh penalty from RBI for regulatory non-compliance in agricultural loans.

Union Bank Faces Penalty Amid Empowering Achievement - 23 May, 2025

The Madras High Court criticized Union Bank of India for transferring employees, especially women, without considering their health, family responsibilities, or safety, deeming it a violation of human dignity. The court urged the bank to revise its policy.

Madras HC Criticizes Union Bank's Employee Transfer Policy - 21 May, 2025

Union Bank of India highlights a liquidity surplus in the banking sector, with average excess funds recorded at Rs 2.04 lakh crore.

Union Bank Reports Liquidity Surplus in Banking Sector - 20 May, 2025

Union Bank of India has curtailed high-cost bulk deposit growth to 5% year-on-year for FY25, down from 32% last year, to manage net interest margin (NIM) pressures. The bank is also selectively de-prioritizing low-yielding advances.

Union Bank Limits Bulk Deposit Growth to Manage NIM - 18 May, 2025

The Reserve Bank of India has imposed a monetary penalty of Rs 1.66 lakh on Union Bank due to discrepancies in soiled note remittance and ATM cash out. The bank reported a 50.6% increase in net profit for the quarter ended March, indicating strong financial performance despite the penalty.

RBI Fines Union Bank for Compliance Issues - 17 May, 2025

Union Bank of India showcases strong Q4 profit growth, launching a new fixed deposit scheme with health insurance. Analysts maintain a buy rating, raising the target price to ₹145.

Union Bank Reports Strong Earnings and New FD Scheme - 14 May, 2025

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

Foreign Institutions have increased holdings from 6.46% to 7.11% in Mar 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Up

In the last 3 years, UNIONBANK has outperformed top 5 stocks with highest market-cap in Banks

This section gives you an insight into why this company has been the best in its industry for the last 3 years.

Best in 3 Years

Netprofit is up for the last 2 quarters, 4.62K Cr → 5.01K Cr (in ₹), with an average increase of 7.8% per quarter

This section gives you an insight into how the profit for the company has been for the last few quarters.

Profit Spike

Revenue is up for the last 2 quarters, 31.74K Cr → 34.09K Cr (in ₹), with an average increase of 6.9% per quarter

This section gives you an insight into how the revenue of the company has moved for the last few quarters.

Revenue Rich

In the last 1 year, ICICI Bank Ltd has given 27.1% return, outperforming this stock by 27.1%

This section gives you an insight into how the peers have performed as compared to this company in the last 1 year.

Against Peers

Promoters holdings remained unchanged at 74.76% of holdings in Mar 2025 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Unchanged

In the last 7 days, UNIONBANK stock has moved down by -4.8%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Dip

Retail Investor have decreased holdings from 6.85% to 6.49% in Mar 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Down

Mutual Funds have decreased holdings from 3.67% to 3.46% in Mar 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Down

S&P BSE Enhanced Value

S&P BSE PSU

Nifty PSU Bank

S&P BSE 250 LargeMidCap

Nifty Midcap 150

S&P BSE Largecap

BSE 200

BSE 500

Nifty LargeMidcap 250

Nifty 500

S&P BSE 100 LargeCap TMC

Nifty MidSmallcap 400

S&P BSE Fin. Ser

Nifty Midcap 100

Nifty 200

HDFC Mid-Cap Opportunities Fund -Direct Plan - Growth Option

ICICI Prudential Large Cap Fund Direct Plan Growth

Nippon India Growth Fund - Direct Plan - Growth

Kotak Equity Arbitrage Fund Direct Growth

Sundaram Mid Cap - Direct Plan - Growth Option

Union Bank of India’s net profit jumped 50.57% since last year same period to ₹5,011.22Cr in the Q4 2024-2025. On a quarterly growth basis, Union Bank of India has generated 8.4% jump in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	-0.03	Bearish
CCI (20)	274.24	Bearish
RSI (14)	39.43	Neutral
Momentum (10)	-0.26	Bearish
ADI (14)	23.66	Neutral
Ultimate Oscillator (7,14,28)	12.94	Bearish

Name	Value	Action
SMA (20)	145.03	Bearish
EMA (20)	144.92	Bearish
VWMA (20)	144.94	Bearish
SMA (50)	144.88	Bearish
EMA (50)	144.91	Bearish
SMA (200)	145.07	Bearish
EMA (200)	145.14	Bearish
KAMA (200)	144.98	Bearish
DEMA (200)	144.71	Bullish

Union Bank of India (UNIONBANK)

Summary

Overall

Oscillators

Moving Averages