Union Bank of India

Large Cap

Banking Sector

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

Union Bank of India reported a 3.2% YoY dip in net interest income to ₹9,112 crore, but net profit increased by nearly 12% to ₹4,115 crore, reflecting improved asset quality and lower provisions.

Union Bank Reports Mixed Financial Results - 20 Jul, 2025

Union Bank of India reported a 12% rise in net profit for Q1 FY26, driven by lower provisions. Asset quality improved with gross NPAs at 3.52%. Retail, Agri, and MSME segments are expected to grow 10-15% this fiscal year.

Union Bank Reports Profit Growth Amid Improved Asset Quality - 19 Jul, 2025

Union Bank of India has revised its inflation forecast for FY 2025-26 down to 3.6%, influenced by cooling food prices and favorable climate conditions. The bank anticipates June retail inflation at 2.3%, with projections indicating a potential CPI of 3.1% in an optimistic scenario. The RBI's monetary policy remains stable with a terminal rate of 5.50%. Overall, the inflation outlook reflects a positive trend for consumers and economic stability.

Union Bank Lowers Inflation Forecast for 2025-26 - 13 Jul, 2025

Union Bank of India reported strong year-on-year growth in retail advances but faced a 6% drop in shares due to sequential declines in deposits and advances. Analysts expressed caution regarding the stock's near-term outlook.

Union Bank Faces Decline Amid Mixed Performance - 09 Jul, 2025

Union Bank of India announced a 5% year-on-year increase in total business for Q1 FY26, totaling ₹22.1 lakh crore, with retail advances rising 26%. Total deposits also increased by 3.63% year-on-year.

Union Bank Reports Strong Q1 Growth Metrics - 08 Jul, 2025

Union Bank of India's RSETI will offer free skill training for women aged 18-45 starting July 7, including courses in handloom weaving and jute bag making. Participants will receive food, accommodation, tool kits, and certificates, with potential loan recommendations under the MUDRA scheme.

Union Bank Launches Free Skill Training for Women - 04 Jul, 2025

The Karnataka High Court has allowed the CBI to investigate allegations of fund diversion related to the Karnataka German Technical Training Institute, expanding the probe into a fraud case involving over ₹89 crore misappropriated from the Karnataka Maharshi Valmiki Scheduled Tribes Development Corporation Ltd. through Union Bank of India.

CBI Investigation Approved into Fund Diversion Case - 02 Jul, 2025

Union Bank of India shares increased by 3.62%, achieving a third straight session of gains. The stock is up 14.08% over the past year, outperforming NIFTY and Nifty PSU Bank index.

Union Bank of India Continues Upward Trend - 30 Jun, 2025

Union Bank of India plans to raise up to ₹6,000 crore through equity and debt to support growth. HDFC Securities initiates coverage with a positive outlook.

Union Bank Plans Major Capital Raise and Coverage Initiated - 25 Jun, 2025

The government has demoted Pankaj Dwivedi from Executive Director to General Manager at Punjab & Sind Bank, citing pending legal issues and lack of vigilance clearance.

Government Demotes Union Bank Executive Director - 24 Jun, 2025

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

Foreign Institutions have increased holdings from 7.11% to 7.70% in Jun 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Up

Mutual Funds have increased holdings from 3.46% to 3.64% in Jun 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Up

In the last 3 years, UNIONBANK has outperformed top 5 stocks with highest market-cap in Banks

This section gives you an insight into why this company has been the best in its industry for the last 3 years.

Best in 3 Years

In the last 1 year, ICICI Bank Ltd has given 23.0% return, outperforming this stock by 26.9%

This section gives you an insight into how the peers have performed as compared to this company in the last 1 year.

Against Peers

Promoters holdings remained unchanged at 74.76% of holdings in Jun 2025 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Unchanged

In the last 1 month, UNIONBANK stock has moved down by -16.5%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Dip

Netprofit is down for the last 2 quarters, 5.01K Cr → 4.42K Cr (in ₹), with an average decrease of 11.6% per quarter

This section gives you an insight into how the profit for the company has been for the last few quarters.

Profit Down

Revenue is down for the last 2 quarters, 34.09K Cr → 32.34K Cr (in ₹), with an average decrease of 5.1% per quarter

This section gives you an insight into how the revenue of the company has moved for the last few quarters.

Revenue Fall

Retail Investor have decreased holdings from 6.49% to 5.61% in Jun 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Down

S&P BSE Largecap

Nifty Midcap 150

Nifty LargeMidcap 250

S&P BSE 100 LargeCap TMC

S&P BSE PSU

Nifty Midcap 100

Nifty MidSmallcap 400

S&P BSE Fin. Ser

S&P BSE 250 LargeMidCap

BSE 200

S&P BSE Enhanced Value

Nifty 200

BSE 500

Nifty PSU Bank

Nifty 500

HDFC Mid Cap Fund -Direct Plan - Growth Option

ICICI Prudential Large Cap Fund Direct Plan Growth

Nippon India Growth Mid Cap Fund - Direct Plan - Growth Mid Cap

Axis Small Cap Fund Direct Growth

Nippon India Small Cap Fund - Direct Plan - Growth Plan

Union Bank of India’s net profit jumped 21.59% since last year same period to ₹4,427.94Cr in the Q1 2025-2026. On a quarterly growth basis, Union Bank of India has generated -11.64% fall in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	-0.13	Bullish
CCI (20)	404.8	Bearish
RSI (14)	38.82	Neutral
Momentum (10)	0.15	Bullish
ADI (14)	37.97	Bullish
Ultimate Oscillator (7,14,28)	12.13	Bearish

Name	Value	Action
SMA (20)	128.06	Bearish
EMA (20)	128.13	Bearish
VWMA (20)	128.04	Bearish
SMA (50)	128.52	Bearish
EMA (50)	128.46	Bearish
SMA (200)	129.47	Bearish
EMA (200)	129.27	Bearish
KAMA (200)	128.28	Bearish
DEMA (200)	128.66	Bearish

Union Bank of India (UNIONBANK)

Summary

Overall

Oscillators

Moving Averages