SBI Life Insurance Company Ltd

Large Cap

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

SBI Life Insurance Company has shown impressive performance in FY25, with a 27% growth in profits, improved VNB margins, and a market-leading position in individual rated premiums.

SBI Life Reports Strong Growth and Outperformance - 05 May, 2025

SBI Life Insurance shows positive growth in new business value, with Jefferies maintaining a buy rating. The company is shifting focus from ULIPs to traditional products, enhancing its product mix.

SBI Life Reports Growth Amid Product Mix Shift - 28 Apr, 2025

SBI Life Insurance's Q4 results showed flat net profit but a 27% annual PAT increase. Analysts expect stock to reach ₹2,000, driven by strong VNB growth.

SBI Life Reports Q4 Results and Analyst Optimism - 25 Apr, 2025

SBI Life reported a flat net profit of ₹813 crore in Q4 FY25, with a 5.1% decline in total premium income. The company expects 13-14% growth in individual APE for FY26 and aims for stable margins by focusing on traditional products.

SBI Life Reports Mixed Q4 Results and Growth Outlook - 24 Apr, 2025

SBI Life Insurance is set to report mixed Q4 results, with APE growth expected but a decline in first-year premiums. Analysts predict weak topline and margin contraction, raising concerns about profitability metrics.

SBI Life Faces Mixed Q4 Performance Ahead - 23 Apr, 2025

SBI Life is expected to report muted Q4FY25 results with modest APE growth of 4.2% and flat VNB growth. VNB margins may dip, but embedded value is projected to rise by 19%. Investors are keen on management's growth outlook for FY26.

SBI Life Q4 Preview Indicates Muted Performance - 22 Apr, 2025

SBI Life Insurance shares have surpassed resistance levels of ₹1,550-1,580, indicating a bullish trend. The stock is above key moving averages, with RSI in favorable territory. Investors are advised to buy, hold, or accumulate, with an expected upside of ₹1,665-1,770 and support at ₹1,570-1,550.

SBI Life Insurance Stock Shows Strong Bullish Momentum - 18 Apr, 2025

SBI Life Insurance is projected to see a muted APE growth of 5% due to a shift from bancassurance and sluggish ULIP performance. Despite this, it is expected to maintain the highest VNB margin in the industry at 27.87%, albeit with a slight contraction of 43 bps.

SBI Life Anticipates Modest APE Growth - 15 Apr, 2025

SBI Life Insurance is expected to report a 5.63% YoY rise in PAT to Rs 710 crore for Q4FY23, with new business premiums projected to grow over 11%. Key metrics like APE and VNB are also anticipated to show significant growth, indicating a strong performance.

SBI Life Q4 Preview Shows Positive Growth Indicators - 10 Apr, 2025

SBI Life Insurance Company has announced a board meeting on April 24, 2025, to consider and approve its fourth quarter results for FY25.

SBI Life Schedules Board Meeting for Q4 Results - 09 Apr, 2025

SBI Life Insurance is projected to see a 510 basis points decline in its margin to 23.4% in Q4FY24, with a VNB margin of 27.5% expected in Q4FY25. The company anticipates Ind APE/Total APE growth of 17.4%/18.5% year-on-year for Q4FY25, leading to FY25 growth estimates of 14.9%/13%.

SBI Life Insurance Margin Decline Expected - 08 Apr, 2025

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

In the last 3 years, SBILIFE has outperformed top 5 stocks with highest market-cap in Life & Health Insurance

This section gives you an insight into why this company has been the best in its industry for the last 3 years.

Best in 3 Years

In the last 1 month, SBILIFE stock has moved up by 18.2%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Rise

Mutual Funds have increased holdings from 14.79% to 15.00% in Mar 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Up

Promoters holdings remained unchanged at 55.38% of holdings in Mar 2025 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Unchanged

In the last 1 year, HDFC Life Insurance Company Ltd has given 30.8% return, outperforming this stock by 11.8%

This section gives you an insight into how the peers have performed as compared to this company in the last 1 year.

Against Peers

Foreign Institutions have decreased holdings from 22.48% to 21.88% in Mar 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Down

Retail Investor have decreased holdings from 4.22% to 4.06% in Mar 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Down

DFRGRI Indices

S&P BSE 100 LargeCap TMC

S&P BSE Fin. Ser

NIFTY 50

S&P BSE SENSEX 50

Nifty100 Eq Weig

Nifty LargeMidcap 250

S&P BSE 250 LargeMidCap

Nifty Services Sector

BSE 100

S&P BSE Largecap

Nifty Financial

Nifty 200

BSE 200

S&P BSE Low Volatility

BSE 500

NIFTY 100

Nifty100 Low Volatility 30

Nifty 500

HDFC Flexi Cap Fund -Direct Plan - Growth Option

ICICI Prudential Value Discovery Fund Direct Plan Growth

ICICI Prudential India Opportunities Fund Direct Growth

ICICI Prudential Bluechip Fund Direct Plan Growth

HDFC Balanced Advantage Fund Direct Plan Growth Option

SBI Life Insurance Company Ltd’s net profit jumped 0.33% since last year same period to ₹813.51Cr in the Q4 2024-2025. On a quarterly growth basis, SBI Life Insurance Company Ltd has generated 47.69% jump in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	0.27	Bullish
CCI (20)	-407.25	Bullish
RSI (14)	53.87	Neutral
Momentum (10)	3.8	Bullish
ADI (14)	18.33	Neutral
Ultimate Oscillator (7,14,28)	68.13	Neutral

Name	Value	Action
SMA (20)	1744.31	Bullish
EMA (20)	1744.64	Bullish
VWMA (20)	1744.63	Bullish
SMA (50)	1744.48	Bullish
EMA (50)	1744.78	Bullish
SMA (200)	1746.87	Bearish
EMA (200)	1744.9	Bullish
KAMA (200)	1745.63	Bearish
DEMA (200)	1746.3	Bearish

SBI Life Insurance Company Ltd (SBILIFE)

Summary

Overall

Oscillators

Moving Averages