Margin Trading Facility (MTF)
Buy more shares by paying less money upfront with the Margin Trading Facility on INDmoney. Invest in 1200+ eligible Indian stocks by paying only up to 25% of the order value, while INDmoney funds the remaining amount.
How Does MTF Work?
Pay Only Margin Upfront
Pick an MTF stock and pay only a part of the stock value upfront, also called the required margin.
INDmoney funds the balance
The remaining order value is funded by INDmoney. Interest is charged only on this funded amount for the period you hold the position.
Shares Stay Pledged
Your MTF shares are kept as security for the funded amount. They remain linked to the funding until you sell the shares or repay the amount.
Exit and Settle Funding
When you exit, the funded amount, interest and applicable charges are adjusted from the sale value. The remaining amount is credited to you.
How To Buy More Shares With MTF On INDmoney?
Search for MTF Stocks
Choose from 1200+ MTF eligible stocks and click on 'buy' to open the trade screen.
Select MTF Tab
On the trade screen, tap on the MTF tab. Enter the quantity of stocks you want to buy.
Review and Place Order
Review the margin, the funded amount and applicable charges and place your order.
Key Features Of Margin Trading Facility On INDmoney
1200+ Eligible Stocks
MTF on INDmoney is available on 1200+ stocks listed on NSE and BSE. Eligibility for each stock is shown on the order screen.
Shares Stay In Your Demat
The shares you buy through MTF sit in your own demat account. You own them, just like any delivery purchase.
Corporate Benefits Stay Yours
Dividends, bonus shares and other eligible corporate benefits continue to belong to you, subject to company and market rules.
What Are The Charges Involved In MTF On INDmoney?
MTF includes regular stock transaction charges and funding-related costs. These include:
- Interest on Funding: Charged on the broker-funded amount for the holding period.
- Brokerage: Applied as per the brokerage plan for the executed order.
- Statutory Charges: Includes STT, exchange charges, SEBI charges, GST and stamp duty.
- Pledge/Unpledge Charges: Applicable when MTF shares are pledged or released.
- DP Charges: May apply when shares are debited from your demat account.
- Settlement Adjustment: Funded amount, interest and charges are adjusted on exit.
Frequently Asked Questions
MTF or Margin Trading Facility, lets you buy eligible Indian stocks by paying only a part of the total order value, also known as "required margin" upfront. The broker funds the remaining order value. You hold the shares as a delivery position and pay interest on the funded amount for the period you hold.
No. MTF is available only for SEBI-approved securities. Eligibility depends on exchange rules, stock liquidity and broker-level check. INDmoney has 1200+ MTF-eligible stocks.
No. Intraday trades must be closed on the same day. MTF positions are delivery positions and can be held beyond the same trading day.
If your margin drops below the required maintenance level due to a fall in stock price, INDmoney will issue a margin call. You must add funds or approved collateral to restore your margin. If you do not act in time, INDmoney may square off your position to recover the funded amount. Always keep a buffer above the miniumum margin to reduce the risk of forced exit.
Yes. Shares are credited to your own demat account and registered in your name. INDmoney holds a pledge on those shares as security for the funded amount. Ownership does not transfer to INDmoney. Dividends, bonuses and corporate actions are passed on to you as the registered shareholder.
The funded amount is deducted automatically when you sell the MTF position. Accrued interest and applicable charges are also adjusted at the time of settlement. You do not need to initiate a separate repayment.
No. MTF positions can only be opened or closed on trading days with active settlement. You cannot trade MTF stocks on NSE/BSE holidays or settlement holidays.
Interest is charged on the broker-funded amount, not on the full stock value. For example, if you buy shares worth ₹40,000 and the broker funds ₹30,000, interest applies only on ₹30,000 for the time you hold the MTF position.
Yes. MTF shares are held in your demat account under the MTF setup. Corporate benefits such as dividends and bonuses are passed on to the eligible shareholder as per company and market rules.
When you sell, the funded amount, interest and applicable charges are adjusted from the sale value. The remaining balance is credited to you.
MTF can include interest on funding, brokerage, STT, exchange charges, SEBI charges, GST, stamp duty, pledge or unpledge charges, DP charges and other applicable charges. Review the charge breakup before placing the order.
Yes, you can exit an MTF position on the same trading day, subject to market hours, liquidity and order execution.
Start MTF on INDmoney
Buy more shares by paying less upfront with Margin Trading Facility on eligible Indian stocks.