Bank of India

Mid Cap

Banking Sector

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

Bank of India posted a 32.2% increase in consolidated net profit to ₹2,252 crore for Q1FY26, driven by growth in retail and MSME segments. However, net interest income fell by 3.3%, while asset quality improved with gross NPA at 2.92% and net NPA at 0.75%. Overall, the bank's performance indicates a positive trend despite some challenges.

Bank of India Reports Strong Q1 Profit Growth - 30 Jul, 2025

Bank of India announced a 32% rise in Q1 net profit, launched a Mid Cap Equity scheme, and plans to transfer NPAs to NARCL, indicating improved asset quality and credit growth prospects.

Bank of India Reports Strong Q1 and New Fund Launch - 29 Jul, 2025

Bank of India Mutual Fund has launched a Mid Cap Fund aimed at long-term capital appreciation by investing in quality mid-cap companies, capitalizing on India's growth potential.

Bank of India Launches New Mid Cap Fund - 28 Jul, 2025

Bank of India has reduced its savings account deposit rate to 2.5% and green deposit rate to 6.7%. Additionally, home loan rates were cut by 50 basis points, benefiting borrowers.

Bank of India Reduces Interest Rates on Deposits - 08 Jul, 2025

Bank of India has reduced its savings deposit rate to 2.5% while reporting a 10.3% YoY growth in global business for Q1 FY26, reaching Rs 15.05 lakh crore.

Bank of India Reports Growth Amid Rate Cuts - 07 Jul, 2025

Bank of India announced a 10.3% year-on-year increase in total global business for Q1 FY26, reaching ₹15.05 lakh crore, indicating robust lending and deposit operations.

Bank of India Reports Strong Q1 Business Growth - 06 Jul, 2025

Bank of India announced a 10% increase in global business and an 11% rise in domestic advances for Q1. Net profit surged 82.5% YoY, reflecting improved asset quality and a recommended dividend of ₹4.05 per share.

Bank of India Reports Strong Q1 Growth - 04 Jul, 2025

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

Retail Investor have increased holdings from 6.83% to 7.12% in Jun 2025 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Up

In the last 3 years, BANKINDIA has outperformed top 5 stocks with highest market-cap in Banks

This section gives you an insight into why this company has been the best in its industry for the last 3 years.

Best in 3 Years

In the last 1 year, ICICI Bank Ltd has given 23.0% return, outperforming this stock by 36.4%

This section gives you an insight into how the peers have performed as compared to this company in the last 1 year.

Against Peers

Promoters holdings remained unchanged at 73.38% of holdings in Jun 2025 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Unchanged

Foreign Institutions have decreased holdings from 3.89% to 3.53% in Jun 2025 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Down

Netprofit is down for the last 3 quarters, 2.63K Cr → 1.82K Cr (in ₹), with an average decrease of 15.5% per quarter

This section gives you an insight into how the profit for the company has been for the last few quarters.

Profit Down

In the last 1 month, BANKINDIA stock has moved down by -8.4%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Dip

Revenue is down for the last 2 quarters, 21.93K Cr → 20.67K Cr (in ₹), with an average decrease of 5.7% per quarter

This section gives you an insight into how the revenue of the company has moved for the last few quarters.

Revenue Fall

Mutual Funds have decreased holdings from 4.37% to 4.32% in Jun 2025 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Down

Nifty Midcap 150

Nifty LargeMidcap 250

S&P BSE PSU

Nifty Midcap 100

S&P BSE 150 MidCap

Nifty MidSmallcap 400

S&P BSE Fin. Ser

S&P BSE 250 LargeMidCap

BSE 200

S&P BSE 400 MidSmallCap

S&P BSE Enhanced Value

BSE Mid-Cap

Nifty 200

BSE 500

Nifty PSU Bank

Nifty 500

SBI Contra Fund Direct Growth

DSP Midcap Fund Direct Plan Growth

Nippon India Growth Mid Cap Fund - Direct Plan - Growth Mid Cap

Aditya Birla Sun Life PSU Equity Fund Direct Growth

SBI Banking & Financial Services Direct Growth

Bank of India’s net profit fell -3.11% since last year same period to ₹1,829.56Cr in the Q1 2025-2026. On a quarterly growth basis, Bank of India has generated -29.69% fall in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	-0.08	Bearish
CCI (20)	308.66	Bearish
RSI (14)	33.19	Neutral
Momentum (10)	-0.14	Bearish
ADI (14)	23.21	Neutral
Ultimate Oscillator (7,14,28)	13.87	Bearish

Name	Value	Action
SMA (20)	109.25	Bearish
EMA (20)	109.26	Bearish
VWMA (20)	109.22	Bearish
SMA (50)	109.46	Bearish
EMA (50)	109.43	Bearish
SMA (200)	110.01	Bearish
EMA (200)	109.96	Bearish
KAMA (200)	109.47	Bearish
DEMA (200)	109.4	Bearish

Bank of India (BANKINDIA)

Summary

Overall

Oscillators

Moving Averages